Personal Loan
Personal Loan
Continue with this loan application
Service Category
MON-SAT 8:00–9:00
+91 569 803 6420
Check Eligibility
Most applicants must meet the following criteria
Age: 21 to 60 years
Monthly Income: Minimum ₹15,000–₹30,000 (based on profile)
Employment Type: Salaried (private/public sector) or self-employed
Credit Score: 700+ preferred
Work Experience: Minimum 1–2 years (with at least 6 months in current job)
Choose the Loan Terms
Compare and select based on
Interest Rate
Starts from 18% to 24% p.a.
Loan Tenure
12 to 60 months
Processing Fees
1%–3% of the loan amount
Prepayment / Foreclosure Charges
As per policy
Get an approximate figure for the total monthly instalment payments along with a complete break-up of the home loan.
Loan Amount
Loan Months
Interest Rate
Monthly EMI
₹ 8,356
Total Interest
₹ 271
Total Amount Payable
₹ 1,00,271
Apply Online or Offline
You can apply through
Our official website or mobile app
Visiting your nearest Jain Fins Cap branch
Speaking with a certified loan representative
Submit Required Documents
Upload or provide
KYC Documents
PAN CardAadhaar / Passport / Voter ID / Driving LicenseIncome Proof
Salaried: Last 3–6 months’ salary slips, bank statements, Form 16Self-employed: Last 2–3 years’ ITRs, bank statements, business registration/licenseOther Documents
Appointment LetterEmployee IDHR VerificationDocument & Profile Verification
Our team will
Conduct a credit checkVerify your documents and incomeMay conduct a telephonic or physical verification at home/officeLoan Approval & Disbursement
Post-verification
Receive a sanction letter with approved terms (loan amount, rate, EMI, tenure)Upon agreement and signing, funds are disbursed within 24–72 hours
Key Highlights